Credit Risk Director, Bend by FNBO

Company: FNBO
Location: Omaha
Posted on: March 20, 2023

Job Description:

At FNBO, our employees are the heart of our story and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.Our Modern, Flexible Workplace: We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you!It is anticipated that an incumbent in this role will work remotely 100% of the time and will share a hoteling workspace if/when working onsite, as determined by business needs. The incumbent can work remotely from anywhere in the United States, unless otherwise specified in the job posting. Work location is subject to change based on business needs.Summary of the Job: Gen6, LLC is building the future of embedded credit card products and cobrand partnerships. Think of us as a product-focused tech company, rather than a traditional card issuer or bank. Our start-up mentality is going to be key to our success and we want people like YOU, who share a passion to build, on this journey with us!About This Role: As a Director of Credit Risk in Gen6, your role is to be an expert at risk management. You will be working with multiple business segments within the Credit Card as a Service (CaaS) team, including, credit, fraud, collections and compliance. We expect you to aid various teams in drawing insight from the data and use that information to make informed business decisions. Tasks will include using advanced analytics and methodology to analyze data to identify risk related trends and recommend strategy related changes. If you're passionate about data, love to learn, enjoy collaborating cross-functionally, and are excited to work like a startup, this is a great opportunity to grow your skills and contribute to an exciting new team.General Responsibilities:

• Monitor the day to day performance of the risk strategies
• Work with operations to ensure adherence to onboarding policies and procedures.
• Develop data-driven decision strategies to support financial goals, monitor their impact and adjust according to market conditions
• Work with detailed business data to optimize performance and minimize financial loss across the credit card portfolio
  • Plan and execute short-term projects from start to finish.
  • Research 3rd party solutions that can replace or augment our decisioning platform
    • Act as Risk's point of contact for partner and product launches, represent Risk's point of view and make sure products are launched within Risk tolerances.
      • Focuses primarily on how to achieve overall analytic objectives of a project with speed and quality.
      • Identify typical problems and issues during the normal course of work and take proactive actions to solve them with minimum guidance.
      • Recommends changes to policies and establishes procedures that affect operational and regulatory processes.
        • Communicates effectively on general business issues.
        • Interfaces with immediate project teams to ensure analytic quality of deliverables.The Ideal Candidate for This Role: Basic Qualifications:
          • BS/BA degree or higher in statistics, mathematics, economics, computer science or equivalent work experience
          • 7+ years work experience in credit card risk management
          • Ability to work in an unstructured environment with an emphasis on taking initiative to solve problems in a fast-paced environment
          • Experience with SQL/SAS or other analytic or reporting tools
          • Has solid knowledge of business processes and data, systems and flows, as well as analytic tools and methodologies.
          • Has a solid understanding of credit cards and the regulatory requirements that govern them.
          • Extensive background with credit bureau data or credit risk models including machine learning based models
          • Experience with acquisitions fraud tools to verify consumer identities in an automated way
          • Experience managing prescreen and prequalification processes and criteria
          • Ability to work on multiple assignments simultaneously
          • Works independently and proficiently. Accountable for own results. Equity, Diversity, & Inclusion:FNBO is committed to belonging, inclusion, diversity and equity. We are committed to intentionally and proactively creating pathways to success for historically underrepresented populations. To accomplish this, we foster a culture of belonging and inclusion so that every employee is valued, and has opportunity and the ability to make an impact. FNBO strives to reflect the diversity of the communities we serve in the makeup of our workforce.See the full FNBO Equity, Diversity, & Inclusion Statement here All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement

Keywords: FNBO, Omaha , Credit Risk Director, Bend by FNBO, Executive , Omaha, Nebraska