Mortgage Underwriter I

Company: Signing Agent Jobs
Location: Omaha
Posted on: January 15, 2022

Job Description:

Signing Agent Jobs (https://signingagentjobs.com) is seeking for someone to fill the position of a Mortgage Underwriter I to work remotely in the U.S.

ESSENTIAL JOB FUNCTIONS:

Underwrite Conventional to verify for completeness, accuracy, and compliance
Develop and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the company, DU/LP guidelines, and risk assessment tools that are used for mortgage loans decisions.
Rework loans to new terms, identify additional conditions as needed to insure a viable credit decision.
Review and evaluate borrower(s) profile including but not limited to all income documentation, tax returns, asset documentation, credit reports, preliminary title report, judgments, bankruptcy documents and appraisals.
Analyze and calculate income documentation such as personal and business income tax returns and ensures all necessary documentation is requested to support final loan decisions.
Ensuring compliance with appropriate company, secondary market investor standards and all applicable laws.
Examining conventional loan documentation for accuracy and completeness.
Underwrite loans within the company and industry guidelines. Will also be working with the sales and operations teams to secure all required documents.
Exercise good judgment, conduct reasonableness tests, and issue quality decisions.
Determine accuracy and completeness of files; ensures processes are consistent.
Maintain a sound knowledge of secondary market activity, practices, and business/industry practices as they impact underwriting quality and origination activity.
Maintain previously established service level standard of decisions within a service level time frame set by the company.
Communicate regularly with sales team, processors, closers and management.
Assist in the preparation of repurchase responses and/or rebuttal reviews.
Required to support and work across all business channels in Underwriting (Retail/CC/Wholesale) as needed.
Other duties as assigned.

QUALIFICATIONS

EDUCATION &/OR EXPERIENCE

High School Diploma or GED is required. 4 years of BA or BS is preferred.
Minimum 6 months of current front line mortgage Underwriting is required.
Experience with repurchase response and/or rebuttal review and response preparation.
Prior credit signing authority is a plus!
Secondary market experience is a plus!

SKILLS:

Appraisal review and tax return analysis skills required.
Understanding of TILA, RESPA, and Predatory Lending.
Demonstrate proficiency in automated underwriting systems (DU, LP).
Strong analytical and decision making/problem solving skills
Possess a keen eye for accuracy, attention to detail, and ability to handle a high volume work load.
Excellent interpersonal, organizational, prioritization, and time management skills.
Proficient in computers including LOS systems, Microsoft Office and Excel. Ability to adapt/ learn/utilize multiple software programs. Experience with paperless environment is preferred.
Ability to type/use a keyboard with sufficient speed to meet job demands.
Ability to deliver effective results and to meet deadlines with minimal supervision
Self-starter, adapt to a changing environment and have the ability to communicate and work well with investors and co-workers.
Possess clear, concise and effective written and oral communication skills.
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.

JOB REQUIREMENTS: Home office set-up, Internet, and a computer.

PAY: $85.00-$200.00 per loan signing appointment

BENEFITS: 401(k), PTO

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Best regards,

Roxanna Gadjieva
Signing Agent Jobs
Tel: 1 (405) 494-0210
https://signingagentjobs.com
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Keywords: Signing Agent Jobs, Omaha , Mortgage Underwriter I, Other , Omaha, Nebraska