Loan Processor
Company: Habitat for Humanity of Omaha
Location: Omaha
Posted on: March 19, 2023
Job Description:
The Mortgage Loan Processor is responsible for the application
to post-close process of the homeownership loan program. This role
works with the Mortgage Loan Associate and Program Associate,
preparing for pre-closing preparations and providing technical
support during the loan closing. The position will build and
maintain strong partnerships with Mortgage Loan Associates and
program staff to implement efficient processes leading to
compliant, timely and successful residential mortgage closings
within the homeownership program. The position will also contribute
to the improvement of loan processes and staff development related
to residential mortgages and the homeowner program services within
the Family Services department. The position reports to the Senior
Mortgage Operations Manager. Requirements PRINCIPLE DUTIES:
- Prepares all initial loan disclosures including the Loan
Estimate
- Works with application data to determine the affordability of
mortgage and low-interest home loan rates based on family income
and Habitat Omaha housing inventory;
- Prepares loan file for final underwriting
- Learn and maintain knowledge of underwriting guidelines, grant
requirements and Habitat Policies
- Prepares and submits all grant submissions including FHLB
(Federal Home Loan Bank of Topeka) disbursement requests, and
reports required by other sponsors/lenders (City of Omaha, SHOP,
HUD, etc.)
- Ensures all mortgage regulations and standards are met and
maintains credentials, including annual certification with American
Bankers Association;
- Prepares all Initial and Final Closing Disclosures
- Maintains current certifications and industry knowledge through
research, workshops, training and required compliance;
- Provide all supporting documentation for CEO, CFO and
accounting manager for all closing costs, grant funding and loan
notes; SUPERVISORY DUTIES: None Requirements KNOWLEDGE, SKILLS &
ABILITIES:
- GED or high school diploma, required, bachelor degree in
related field, preferred;
- Previous residential mortgage loan processing experience
required, NLMS License preferred;
- Closing experience a plus
- Experience with low- moderate-income populations,
preferred;
- Excellent oral and written communication skills, required.
Bi/multi-languages, a plus;
- Outstanding customer service skills with diverse, multi-lingual
populations and organizational partners;
- MS Office suite and database experience required;
- Highly motivated and organized towards team success including
organizational goals and individual professional development
goals;
- Must be able to maintain a high degree of confidentiality;
- High level of attention to detail required;
- Requires evening and weekend hours, as needed;
- Goal oriented and Habitat Omaha mission driven required; EQUAL
OPPORTUNITY POLICY Habitat for Humanity of Omaha (Habitat Omaha)
actively recruits, employs, trains, compensates employees
regardless of race, color, religion, sexual orientation, gender
identity or expression, gender, national origin, age, disability,
genetics or veteran status. In addition to federal law
requirements, Habitat Omaha complies with applicable state and
local laws governing nondiscrimination in employment in every
location. This policy applies to all terms and conditions of
employment, including workplace harassment. At Habitat Omaha, we
have a clear vision to be the place where a diverse mix of talented
people want to come, to stay, and to do their best work. Our vision
is to see a world where everyone has a safe, affordable place to
live, and we know our company runs on the hard work and dedication
of our passionate and creative employees. Our dedication to
promoting diversity, multiculturalism and inclusion is clearly
reflected in the work that we do externally in the community, as
well as internally with our employment practices.
Keywords: Habitat for Humanity of Omaha, Omaha , Loan Processor, Other , Omaha, Nebraska
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