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Credit Analyst

Company: Access Bank
Location: Omaha
Posted on: May 6, 2021

Job Description:

Evaluates the financial condition of businesses and individuals applying for credit with the ACCESSbank. Major Duties and Responsibilities

  • Analyzes financial data on new and existing loans, including data provided via credit bureau reports, tax returns, and financial statements.
  • Responsible for the accurate and timely spreading of business and personal financial statements/tax returns.
  • Assists Credit Manager and Relationship Managers in accurately and independently preparing spread sheets, reports, summaries and opinions for the bank on new loans and renewals of existing loans.
  • Works to ensure consistent application of the bank's underwriting principles and methodologies within the context of bank policies/procedures and regulatory requirements.
  • Establishes, reviews and updates new and existing loan files for the bank on a regular basis.
  • Assists in the completion and documentation of ongoing covenant testing.
  • Assists with the loan review process, back-end portfolio monitoring and ordering residential appraisals.
  • Provides technical advice and assistance to loan officers including loan structuring and credit display accuracy/thoroughness.
  • Model ACCESSbank core values daily.
  • Other duties & projects as assigned. ACCESS Pledge Our pledge is to be the preferred community bank by:
    • Inspiring a team committed to living the ACCESSway
    • Building long lasting relationships
    • Being trusted advisors for our clients
    • Being meaningful contributors of time, talent and resources in the communities we serve. ACCESSway
      • Accessible: Always be approachable, willing to listen and eager to help.
      • Character: Approach everything with integrity, professionalism, confidentiality and honesty. Address all matters promptly and directly.
      • Customer Centered: Our customers always come first. Greet them by name and with a smile. Customers, whether internal or external, are not an interruption of our work, they are the purpose of it.
      • Excellence: There are no shortcuts to quality. Be thorough, timely and accurate in all that you do.
      • Serving the community: Servicing others is who we are. Give back to the community with your best combination of time, talent and resources.
      • Strive to be the best: Work hard to be the best in everything you do. Seek opportunities to further your knowledge and skill-set.
      • We value teamwork: We work together as a team; not as individuals. Open and honest communication must be practiced at all times. Challenge, support, trust and learn from each other. All for one and one for all!
      • Attitude: A positive outlook keeps the ACCESSway thriving and helps our team succeed. Work hard, have fun and enjoy the journey.
      • You are the difference: You are empowered to go above and beyond for our customers. You represent he bank in each and every interaction. It is up to you to embrace the ACCESSway and live it each day. Education and Experience
        • Bachelor's degree in business, finance or related field.
        • Good financial analytical abilities. Up to three years of relevant analytical experience and working knowledge of accounting/financial statement principles are preferred.
        • Working or limited knowledge of commercial, industrial, commercial real-estate and consumer lending policies and procedures.
        • Good communication skills (written, verbal, listening).
        • Detail-oriented and well-organized, ability to handle multiple priorities and produce results, ability to work independently as well as part of a team.
        • Self-motivated/takes initiative.
        • Proficiency with computers and aptitude toward learning new computer applications.
        • Ability to effectively work with colleagues and on multiple projects simultaneously, managing time and resources to ensure that work is completed efficiently and within established timeframes. ACCESSbank is an EEO Employer/Vet/Disabled

Keywords: Access Bank, Omaha , Credit Analyst, Professions , Omaha, Nebraska

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